From my two different types of vacationing, I have learned that regardless of how you plan for the time you spend there, you have to prepare in advance for the money you may spend. Calculating the average for transportation, accommodation, tickets, food and souvenirs just so you can have an idea of what you will need.
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This concept has gotten a lot easier when planning for a Disney vacation with the Disney Vacation Account. When you have a Disney vacation coming up, you can use this site to approximate how much you may need for that stay and then see how much you will need to save each week to get to your goal. Once you have set up your vacation details, you can attach a debit or credit card and set up a savings plan that will take out as little or as much money as you want on scheduled times to help you save!
When you have saved some money up and you want to make a payment, you can do that automatically by using your account number as a gift card number. This can be done over the phone also if that is more convenient.
These accounts can be used for a Walt Disney World, Disneyland, Disney Cruise Line, Aulani or Adventures by Disney vacation.
There are incentives for using this savings program as well, including gift cards after spending so much towards your vacation.
Decide to use your "Disneyland" account savings for a "Disney Cruise Line" vacation instead? Not a problem, it is your money to use as you wish, this is just a place to store it while you save.
An emergency comes up and you need to withdraw that money you were saving for something else? Absolutely! Just contact them and they can set that up for you right away.